Proven for Banking Rewards

Launch compliant, programmable business rewards — aligned with the GENIUS Act.

Proven provides banks with rewards-as-a-service infrastructure to deliver vendor-backed incentives, savings, and non-deposit rewards — without balance-sheet risk or token issuance.
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Built for banks preparing for stablecoin-enabled rewards and programmable value under emerging GENIUS frameworks.
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5000+

Banking Customers

3000+

Verified vendors

$1B+

Dollars Saved

Leading banks use Proven to deploy compliant, non-deposit rewards to business clients.

Rewards infrastructure built for GENIUS-era banking.

Legacy perk systems were not designed for programmable rewards, third-party funding, or stablecoin-aligned value delivery.

You need to constantly negotiate new deals that give your clients their money’s worth

Your database of verified vendors offering professional services is challenging to update

You don’t have a way to connect clients offering their services and deals to other clients

Deliver programmable incentives without issuing deposits, points, or tokens.

Offer GENIUS-aligned rewards without becoming a payments platform.

Help your clients to choose from a list of qualified vendors.

Help your customers to sell services to each other.

Help them save with great discounts

Support startups in your network

Encourage clients to offer their services to others in your network and grow their customer base. Nurture valuable relationships that will help their bottom line.

Offer GENIUS-aligned rewards without becoming a payments platform.

Deploy incentive programs aligned with GENIUS Act principles without custody, issuance, or settlement complexity.

Abstract reward logic from settlement infrastructure.

Separate reward logic, vendor funding, and client experience so future stablecoin rails can plug in cleanly.

Monitor incentive usage and value flow.

Track reward issuance, redemption, funding, and engagement with reporting suitable for risk and compliance teams.

Join banks preparing for GENIUS-era rewards.

Businesses

Unlock a new customer base through your bank, get great deals on professional service providers and scale faster.

Banks

Grow your clientele, nurture stronger relationships with your customers and help local businesses win.

Customers

Access exclusive discounts and perks that save you money while keeping your personal information secure.

Built for compliance, auditability, and regulatory clarity.

We’re serious about security

We're SOC 2 Type II compliant.
Your customers’ personal and financial data is in safe hands.

We give you quantifiable results

Putting a dollar sign next to the value you create can be difficult. Not with Proven. We track details from every dollar saved to every sign-up to redeem an offer.

You can take a hands-off approach

By building and maintaining a customized, self-service platform for your bank, we take away the hassle of manually updating your network.

We’ve partnered with some of the world’s leading banks

Join the best in the business while giving your bank a digital edge.

Get answers to some Frequently Asked Questions

Have a riddle that needs a human to crack? We got you.

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How do banks get started with Proven?
Banks start with a short onboarding process where Proven configures a private, branded marketplace or rewards environment. We handle vendor onboarding, integrations, and setup so banks can launch quickly without internal build work.
Can we choose which vendors and rewards our clients see?
Yes. Banks fully control which vendors, offers, and rewards are available to their clients. Proven only activates vendors that meet your approval and compliance requirements.
Are rewards funded by the bank?
No. Rewards and incentives on Proven are vendor-backed, not bank-funded. This allows banks to offer meaningful value to clients without balance-sheet exposure.
How does Proven differ from a traditional rewards or perks program?
Traditional rewards programs are consumer-focused and often tied to points, cards, or deposits. Proven is designed for business clients, offering vendor-backed savings, incentives, and services through a secure, compliant platform.
How does this align with emerging frameworks like the GENIUS Act?
Proven supports non-deposit, programmable rewards models that align with GENIUS Act principles. Banks can deliver incentives and value without issuing stablecoins, holding custody, or managing token infrastructure, while remaining future-ready for new rails.
Does Proven require us to issue stablecoins or manage wallets?
No. Proven abstracts reward logic from settlement and custody. Banks can explore stablecoin-enabled rewards in the future without issuing tokens or managing wallets today.
Is Proven secure and compliant for banks?
Yes. Proven is SOC 2 compliant and designed to support regulated financial institutions. We provide auditability, reporting, and controls appropriate for bank risk and compliance teams.
Can this be branded as part of our bank’s offering?
Yes. Proven is white-labeled and presented as part of your bank’s client experience, strengthening your relationship with business and startup clients.
What kind of reporting do banks get?
Banks receive clear reporting on reward usage, savings delivered, vendor engagement, and client activity—helping quantify the value delivered to clients.
Why do banks choose Proven instead of building this internally?
Building rewards and vendor ecosystems internally requires engineering, compliance review, vendor management, and ongoing maintenance. Proven provides this as a managed platform so banks can move faster with lower risk.

Your clients already trust you with their money. Offer more than credit in return.

Help extend runways for your local businesses, give startups more bang for their buck and create a community of happy customers and vendors.

Proven makes banking better with a digital-first, secure platform for benefit management.

Book a meeting today